Columbia it is. I've been in and out of that fair city many times. Disrespect? For pointing out that outside of South Carolina everyone would assume you meant North Carolina when saying Carolina? I have to disclose here that I'm a long time Carolina (North Carolina variety) men's bball fan, but since Carolina (South Carolina variety) has long since left the ACC I don't much follow their sports stuff - except the women's bball team of course. So I have no particular reason to bad mouth Carolina (South Carolina variety). I save that for Duke or NC State or Clemson. But to the point; no one has ever, ever, when I referred to Carolina, asked which one.